Finance-Loan-Private This module calculates the repayments and tax schedule for a private loan under UK law. At the time of writing, Interest payments on a private loan (not from a bank or building society) must be have tax deducted from them by the borrower. The borrower is responsible for paying this tax to HMRC. If the loan is for business purposes the borrower can then reclaim the whole amount of interest paid (net amount paid to the lender plus the tax paid) as a business expense. The premium that is calculated by this module is not exact. It may over- or under-pay slightly and a manual adjustment will be necessary in the last few months. A configuration file enables you to set the tax rate, interest rate, period of loan and the amount. The tax rate and the amount lent may be subject to change during the period of the loan. Monthly interest is calculated as 1/12 of the nominal annual rate; this is not mathematically acccurate, but it is the usual convention in the financial world. INSTALLATION To install this module, run the following commands: perl Makefile.PL make make test make install SUPPORT AND DOCUMENTATION After installing, you can find documentation for this module with the perldoc command. perldoc Finance::Loan::Private You can also look for information at: RT, CPAN's request tracker http://rt.cpan.org/NoAuth/Bugs.html?Dist=Finance-Loan-Private AnnoCPAN, Annotated CPAN documentation http://annocpan.org/dist/Finance-Loan-Private CPAN Ratings http://cpanratings.perl.org/d/Finance-Loan-Private Search CPAN http://search.cpan.org/dist/Finance-Loan-Private/ LICENSE AND COPYRIGHT Copyright (C) 2012 Raphael Mankin This program is free software; you can redistribute it and/or modify it under the terms of either: the GNU General Public License as published by the Free Software Foundation; or the Artistic License. See http://dev.perl.org/licenses/ for more information.